Financial Marketing
HOLT CAT offers a
variety of flexible financing options suited to specific customer
needs and objectives. With years of experience, the Financial
Marketing staff is prepared to match your needs with a diverse
product mix.
- HOLT CAT In-House Financing Options
o Short Term Rental Plans (Rent-to-Rent)
o Long Term Rental Plans (Predetermined Purchase Option)
Should a purchase or long-term lease better suit your needs,
HOLT CAT has strong relationships with many major finance companies
throughout the United States, including Caterpillar Financial
Services Corporation.
- Caterpillar Financial Services Corporation Financing
Options:
CFSC
Financial Products Comparison Matrix
CFSC
Credit Application
o Installment Sale Contract –
Allows the customer to purchase the equipment and pay
for it over a period of time.
Installment
Sale Contract Product Sheet
o Finance Lease – Capital lease
that allows the customer to make lease payments over a
period of time and purchase the machine for a “bargain
purchase option” at the end of the lease term. Options
can be set as low as $1 (“Dollar Option Lease”).
Taxes are financed upfront on a dollar option lease instead
of billed monthly.
Finance
Lease Product Sheet
o Long-Term Lease-Purchase (CVO) –
Provides the customer with the lowest possible payment
and gives the customer an option of returning the equipment
or purchasing it at a pre-determined price (based on Fair
Market Value) at the end of the lease term. This is an
operating lease that may be treated as an “off-balance
sheet” solution.
Cat
Value Option Product Sheet
o Fair Market Value Lease (FMV with LTR)
– Provides the customer with a low rental payment
and gives the customer an option of returning the equipment
or purchasing it at Fair Market Value which is determined
at the end of the lease term. This is an operating lease
that may be treated as an “off-balance sheet”
solution.
Long Term Rental
Product Sheet
o Governmental Lease-Purchase –
Allows governmental entities to finance equipment at a special
low interest rate.
o Governmental Tax Lease – Provides
governmental entities with the lowest possible payment and
gives the customer an option of returning the equipment
or purchasing it at a pre-determined price (based on Fair
Market Value).
- Caterpillar Financial Services Corporation Line
of Credit:
o Automatic Credit Approval for Future Equipment Needs
o First Class Financing Options
o No Set-Up Fee
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Financial Marketing